If you own a car in Silver Spring, MD, it’s paramount to acquire proper car insurance from Renee Oliver Insurance Agency Inc. to safeguard you and your automobile. Furthermore, purchasing an auto insurance policy from a licensed insurance company is a prerequisite for your car’s registration and obtaining license plates in Maryland.

Besides compliance, auto insurance protects you and your car in the following areas.

Asset protection

It has taken you years of savings to purchase your vehicle. To that end, you need proper insurance to protect your investment. The collision coverage covers damages and replacement of your vehicle in the event of an accident. The comprehensive coverage is a non-collision coverage that protects your vehicle against calamities, such as falling objects, fire, theft, vandalism, and hailstorm.

Medical payments protection

If you and your passengers are injured in an accident while driving an insured vehicle, this policy covers medical costs, including surgery, X-rays, and medication. Home insurance also covers funeral expenses and partial loss of income following a vehicular accident.

Liability protection

 No matter how careful you are on the road, accidents can still happen. The liability coverage in your auto insurance protects you against the below liabilities:

• Bodily injury caused to other road users
• Property damages to third parties
• Legal suits for liabilities you are deemed liable

Uninsured motorist protection

The state of Maryland requires you to carry uninsured motorist coverage of at least $30,000. The UM coverage protects you against uninsured motorists that cause damage and bodily injury to you and your passengers. This coverage also protects you when someone causes injury to you or damages your car and leaves the scene of the accident without being identified (hit-and-run situations).

Auto insurance near me

Are you a car owner in Silver Spring, MD searching for a spectacular auto insurance policy that meets your needs and budget? Please call or visit our Renee Oliver Insurance Agency Inc. for detailed information about auto insurance coverage.