Umbrella Insurance in Maryland

Renee Oliver Insurance Agency for Umbrella Insurance in Maryland

Standard insurance policies may not always provide the liability coverage you need in today’s litigious world. Umbrella policies are designed to give you additional personal liability coverage to defray the costs of unexpected lawsuits. At Renee Oliver Insurance Agency, we can provide additional coverage with umbrella policies for your unique needs.

What Is Umbrella Insurance?

An umbrella policy is one that provides additional personal liability coverage beyond the limits of your standard insurance policies, such as for your home, your auto, or your boat. Standard policies generally provide a certain amount of liability coverage, but you may unexpectedly become involved in a lawsuit that goes beyond these limits. In this case, the umbrella policy would cover an additional amount of liability. In cases such as when someone is severely injured or suffers a loss of wages from an injury, this additional amount can cover any expenses for which you are deemed liable.

How Umbrella Insurance Can Help You

Umbrella insurance provides an additional layer of peace of mind. If you have a new driver in the family or fear injury on your property, an umbrella policy offers extra funds to cover unusual or unexpected expenses. If you have accumulated a significant amount of assets during your working life, an umbrella policy will ensure that you will not incur the loss of your personal funds in a lawsuit. In addition, umbrella insurance is quite inexpensive for the additional protection it provides.

Choose Renee Oliver Insurance Agency for Umbrella Coverage

Determining the right insurance for your needs can be confusing. An experienced agent can walk you through the process and answer your questions about levels of coverage. We offer our clients a range of insurance products for home, auto, recreational activities, and life. Call or visit Renee Oliver Insurance Agency in Silver Spring, MD today for a free, no-obligation quote on umbrella insurance for additional protection against financial loss.