Motorcycle Insurance in Maryland

You love the feeling of your knees in the breeze while you are cruising down the highway on your motorcycle, but to really feel free, you need to have the proper motorcycle insurance in place to protect yourself and your investment in your bike. The insurance agents and staff at the Renee Oliver Insurance Agency in Silver Spring, MD understand the importance of having a proper motorcycle insurance policy in place.

Liability Insurance

In the state of Maryland, all motorcyclists must have a minimum amount of liability insurance. This type of policy will cover anyone involved in an accident that is deemed to be your fault. It will pay for any injuries they suffer and any property damage resulting from the crash.

Underinsured or Uninsured Coverage

Underinsured or uninsured coverage will pay for damages to your bike or any injuries you suffer if you are involved in an accident with a driver who does not have any insurance or enough coverage to pay for all damages and injuries.

Collision Motorcycle Insurance

This type of insurance will pay for damages to your bike and others’ property or vehicle if an accident occurs. This also covers any objects you may hit with your bike, such as a pole or garage door.

Comprehensive Motorcycle Insurance

This type of policy will replace or repair your bike if damaged or destroyed by a fire, vandalism, or a natural disaster, such as a hurricane or tornado. It will also pay to have your bike replaced if it is stolen. If you borrowed the money from a lender to purchase your bike and still owe payments, you would more than likely be required to have comprehensive insurance coverage to protect the lender’s investment in your motorcycle along with your own.

To obtain the best motorcycle insurance policy for you and your situation, you should enlist a trusted insurance agent's assistance. The motorcycle insurance agents at Renee Oliver Insurance Agency in Silver Spring, MD are ready to assist you. Call for an appointment today!