Renters Insurance in Maryland

Renee Oliver Insurance Agency Offers Renters Insurance in Maryland

If you rent an apartment, you may not feel you need insurance to protect yourself against your losses. However, your landlord’s insurance does not cover your possessions against fire, smoke, theft, or vandalism. Renters insurance provides coverage for these items, as well as additional benefits. At Renee Oliver Insurance Agency in Silver Spring, MD, we can help you acquire renter’s insurance to protect from loss while you rent.

Why You Need Renters Insurance

An unexpected event that causes damage can occur at any time. Your landlord carries insurance to cover the structure and what is attached to it, but it does not cover any of your personal effects. Clothing, furniture, electronics, appliances, and other goods may be damaged by fire, a burst pipe, or other incidents. You would be responsible for replacing your damaged items from your own pocket. Repair and replacement costs can quickly run into thousands of dollars, which can burden your finances.

What Does Renters Insurance Cover?

Your renter's insurance policy may cover a wide range of personal effects, such as clothing, shoes, furniture, kitchen equipment, appliances, musical instruments, electronics, bedding, and towels. Renters insurance can also provide liability coverage in case someone is injured while in your apartment. It can also cover the cost of alternate housing while your apartment is being restored after an incident. Renters insurance is generally quite inexpensive for the extra peace of mind it brings.

Make Renee Oliver Insurance Agency Your Agent for Renters Insurance

Our experienced insurance agent can answer any questions you may have about renters' insurance. We offer a range of insurance products for our clients, including home, auto, watercraft, and life. Contact Renee Oliver Insurance Agency in Silver Spring, MD for a free, no-obligation quote on renters’ insurance to protect you from unexpected losses.