Home insurance is a type of insurance that is vital for all homeowners to have. It provides a number of important coverage types to protect you and your finances. If you need home insurance, contact us today at Renee Oliver Insurance Agency Inc. in Silver Spring, MD.

To Protect Your Home

For most people, their home is by far their biggest investment, and home insurance is there to help protect it. If a serious incident such as an accident or disaster causes damage to your home, getting it repaired can be very expensive. That’s where home insurance comes in. It can pay for the damage that was done so that you won’t have to. It is valuable coverage that every homeowner needs to protect their investment. 

Protecting Your Possessions

Chances are that all of your belongings are there in your home. If you were to lose them, it could cost almost as much as your home to replace them all. That’s where home insurance comes in. It pays for damage done to your belongings in an incident that is covered by the policy. These often include various accidents and disasters. It would be very difficult to pay to replace everything without help from this policy. 

Covering Your Liability

Another way that home insurance protects you is to cover you in liability cases. If a third party came into your home and then had an accident or developed an illness there, the resulting medical bills could be yours to pay. With the rising cost of medical bills, it’s always a good idea to have this coverage in your home policy. 

Cover Your Home

To protect yourself against a number of expensive situations, you need to have a home policy in place at all times. To find out more about them, give us a call at Renee Oliver Insurance Agency Inc. in Silver Spring, MD.