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Renee Oliver Insurance Agency, Inc.

13975 Connecticut Avenue, Suite 312
Silver Spring, MD 20906

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Types of Motorcycles and the Importance of Insurance

Maryland requires you to have proof of insurance when you drive and at least minimum liability insurance for registration periods. Renee Oliver Insurance Agency Inc. in Silver Spring, MD offers liability, collision, and comprehensive insurance coverage for motorcycles. We can help you choose the best type of insurance for your needs and the type of motorcycle you own. 

Types of Motorcycles 

The standard motorcycle has a design suited to many purposes. The engine is considered an air pump called a varied displacement engine, and it has one of the simplest designs. It has a tank bag, low to medium seat height, no windshield, and minimal luggage options. A cruiser motorcycle is designed for cruising. It has a lower seat height than other motorcycles. This motorcycle travels many miles and comes with many accessories. 

A sports bike is a lightweight vehicle built for speed and flexibility. It is easier to drive, and the seat is higher than other motorcycles. The touring motorcycle is the largest made. It has a large amount of storage and a large windshield for wind and rain. It is designed to ride on highways at higher speeds. A sports touring motorcycle has a high seat and extra storage for carrying gear. It is comfortable and designed to cover many miles. A dual sport motorcycle is built for off-road activities as well as regular driving. They have off-road suspension, a higher seat, special tires, and a sporty look. 

A scooter is a lightweight smaller vehicle and not considered a motorcycle by some, but it still requires insurance in Maryland. It has a small displacement engine, limited storage, and is lightweight. The moped is another small vehicle with a small engine, limited power, and storage. It requires insurance in Maryland to drive it. 

Contact Us About Motorcycle Insurance 

At Renee Oliver Insurance Agency Inc in Silver Spring, MD we have motorcycle liability insurance that protects you when you have an accident. It will cover the injury of other people and damage to property. Collusion insurance covers damage to your motorcycle and other property. Our comprehensive insurance will fix or replace your bike if it is damaged by wind, storms, fire, or stolen. Call us or stop by to find out what type is best for you.