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Basic auto insurance is legally required for Silver Spring, MD, drivers. Knowing the different types of auto insurance available can help you throughout the decision-making process if you own a vehicle and want to readjust your insurance rates or if you’re purchasing your first car.
Liability Auto Insurance
By law, liability coverage is required for any drivers in or near Silver Spring, MD. A minimum of $30,000 per individual and up to $60,000 of coverage per accident is required, in addition to $15,000 of coverage for potential property damage. Liability insurance will protect you from being personally held financially or legally liable after being involved in an auto accident.
Comprehensive Policies
Comprehensive auto insurance policies can protect against additional damage to your vehicle from theft, natural disasters, and even traditional acts of vandalism.
Collision Insurance
Collision insurance is optimal for those who have newer vehicles to protect against significant damage during an auto accident. Collision insurance can cover the cost of any necessary repairs, replacement jobs, or cosmetic updates.
PIP (Personal Injury Protection)
The State of Maryland requires drivers to hold a PIP policy with a minimum of $2,500 in coverage to cover potential lost wages and medical costs associated with vehicle accidents.
Selecting an auto insurance policy and premium that’s ideal for your household and coverage needs is crucial for the best outcome and most protection possible. If you’re living around Silver Spring, MD, and you’re interested in comparing your options when it comes to auto insurance policies today, working with Renee Oliver Insurance Agency Inc. is one way to ensure you’re starting off on the right track. To learn more about the types of auto insurance policies available in Silver Spring, MD today, contact Renee Oliver Insurance Agency Inc. to speak with one of our highly qualified agents.